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Program Information

First Home & First Down

First Home is MFA's primary first-time homebuyer program; available to individuals or families.  The First Down is a second loan amortized over 30 years with a low interest rate to help first-time homebuyers with minimum down payment and closing costs.
Sample Forms | Manuals & Policies | Checklists | Fact Sheets

Next Home

Non first-time homebuyer program; has a single statewide qualifying income limit and purchase price limit. Next Home includes a 3 percent grant for down payment and closing costs assistance.
Sample Forms | Manuals & Policies | Checklists | Fact Sheets

HFA Preferred Conventional Loan Program

Loans up to 97 percent of loan-to-value ratio; low mortgage insurance coverage requirements. Ideal for first time homebuyers who need extra flexibility on credit and income sources and assistance with down payment and closing costs.
Manuals & Policies | Checklists

Other Lender Resources

I want to be an approved MFA lender.

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Lender and Realtor FAQs

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Program manuals and policies

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MFA's housing counseling partners 

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Lender Memos

If you missed a lender memo, we've got it here.

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