Compliance Manuals and Program Policies

Due to the detailed information within the manual and for security reasons we must restrict public access. Going forward the manual will only be accessible within the PowerLender Portal. Individual log in credentials needed.

• FirstDown Program Policy
• FirstDown Plus Policy
• FirstDown Plus Program Sheet – January 12, 2024 - Non-Amortizing
• FirstDown Plus Program Sheet – April 3, 2024 – Amortizing
• FirstHome Program Policy
• HomeNow_Program_Policy_October_17_2022_REVISED_-_FINAL.pdf
• HomeForward Program Policy
• HomeForward DPA Program Policy
• Notice of Availability of Funds 2022-2023

Freddie Mac HFA Advantage Term Sheet

Exhibit 19 - Credit Fees

• HFA Preferred Term Sheet
• DO-DU Quick Steps Entering the Data for HFA Preferred
• DO-DU Quick Steps Entering the Data for Community Seconds as a Subordinate Lien
• Community Seconds Checklist
• Community Seconds Selling Guide
• Selling Guide B3-5.4- Nontraditional Credit History

• Post-closing First Lien Transfer Instructions
• Pre-closing instructions for adding MIN# to HomeNow DPA Documents

• CFPB Dodd-Frank Regulation Policies
• Attorney Opinion Letter on Entities Governmental Capacity and Jurisdiction (HUD Letter 19-06)
• FIRSTDown DPA Mortgage Loan Commitment with Attorney Opinion Letter Attached
• HOMENow DPA Mortgage Loan Commitment with Attorney Opinion Letter Attached