Compliance Manuals and Program Policies

The Compliance Manuals are a one-stop single family program reference guide. They detail the program qualification guidelines, income calculation requirements, documentation requirements and checklist definitions.

• FirstHome and FirstDown Compliance Manual
• NextHome Compliance Manual

• FirstHome Program Policy
• FirstDown Program Policy
• HomeNow Program Policy
• NextHome Program Policy
• NextDown Program Policy
• FirstHome Notice of Fund Availability

• HFA Preferred Term Sheet
• DO-DU Quick Steps Entering the Data for HFA Preferred
• DO-DU Quick Steps Entering the Data for Community Seconds as a Subordinate Lien
• Community Seconds Checklist
• Community Seconds Selling Guide
• Selling Guide B3-5.4- Nontraditional Credit History

• Post-closing First Lien Transfer Instructions
• Pre-closing instructions for adding MIN# to NEXTDown and HOMENow DPA Documents

• CFPB Dodd-Frank Regulation Policies
• Attorney Opinion Letter on Entities Governmental Capacity and Jurisdiction (HUD Letter 19-06)
• FIRSTDown DPA Mortgage Loan Commitment with Attorney Opinion Letter Attached
• NEXTDown DPA Mortgage Loan Commitment with Attorney Opinion Letter Attached
• HOMENow DPA Mortgage Loan Commitment with Attorney Opinion Letter Attached