Search Results
Total results: 1601.
FHA Save Your Home - Tips to Avoid Foreclosure
https://housingnm.org/uploads/documents/fha_saveyourhome.pdf
Foreclosure Financial Worksheet
https://housingnm.org/uploads/documents/Financial_Worksheet.pdf
NM Energy$mart COVID-19 Safety Response Plan
https://housingnm.org/uploads/documents/Energymart_Covid_Safety_Response_Plan.pdf
Fair Housing - Your Rights
JA: This will end up being a duplicate page once we finalize how to handle it…
Response to COVID-19
MFA’s approach to weatherization during the pandemic is to operate in a slow and careful manner while prioritizing the safety of our service providers staff and clients. Our service providers have undergone an extensive COVID-19 safety training course to allow them to safely perform weatherization services. Clients are pre-screened with…
State Plans
The State Plan is the formal application package that is required by DOE from all states, territories, and Indian Tribes annually. This is necessary prior to release of weatherization funds that enable the qualified clients to receive services. The State Plan describes how the service providers JA: is this the…
NM Energy$mart Weatherization Program
Program Highlights Content to come - Lorem ipsum…
Rehabilitation Program Home Value Limits
https://housingnm.org/uploads/documents/home_value_limits.pdf
Home Income Limits and Maximum Rents
https://housingnm.org/uploads/documents/HOME_2024_Income_Limits.pdf
Veterans Home Rehabilitation and Modification Program
MFA's Veterans Housing Rehabilitation/Modification Program provides home repairs or accessibility modifications to eligible disabled veterans who lack the resources to do so. Services include: Energy-saving measures that help improve the efficiency of the heating and cooling of the home and reduce utility bills Hazard reduction for elderly or disabled individuals…
Recapture Tax
Recapture is a potential repayment by a low-income borrower of a portion of the interest savings they received through a low interest rate loan. This is a federal requirement that is intended to recapture interest savings only from borrowers who have improved their financial position and no longer need the…
Recapture Tax Factsheet
https://housingnm.org/uploads/documents/Recapture_Tax_Edits_7-19.pdf
Duty to Serve
Duty to Serve is a collaborative effort between Freddie Mac and MFA. The goal is to provide direct Homebuyer Counseling, with financial literacy components, to New Mexico residents of tribal lands and HUD designated Colonias. Duty to Serve Service Provider Provider Areas Native Community Capital (505) 552-7050 Tribal lands currently…
Participating Homeownership Counseling Organizations (updated June 2020)
https://housingnm.org/uploads/documents/Housing_Counseling_Agencies_06-2020.pdf
McKinley Census Tract 9453 - South West
https://housingnm.org/uploads/documents/mckinley9453southwest.pdf
McKinley Census Tract 9453 - South East
https://housingnm.org/uploads/documents/mckinley9453southeast.pdf
McKinley Census Tract 9453 - North
https://housingnm.org/uploads/documents/mckinley9453north.pdf
McKinley Census Tract 9440 - West
https://housingnm.org/uploads/documents/mckinley9440west.pdf
McKinley Census Tract 9440 - South West
https://housingnm.org/uploads/documents/mckinley9440southwest.pdf
McKinley Census Tract 9440 - South East
https://housingnm.org/uploads/documents/mckinley9440southeast.pdf
McKinley Census Tract 9440 - Center
https://housingnm.org/uploads/documents/mckinley9440center.pdf
McKinley Census Tract 9440 - North
https://housingnm.org/uploads/documents/mckinley9440north.pdf
McKinley Census Tract 9405 - West Central
https://housingnm.org/uploads/documents/McKinley9405WestCentral.pdf
McKinley Census Tract 9405 - West
https://housingnm.org/uploads/documents/mckinley9405west.pdf
McKinley Census Tract 9405 - South East
https://housingnm.org/uploads/documents/mckinley9405southeast.pdf
McKinley Census Tract 9405 - Center
https://housingnm.org/uploads/documents/mckinley9405center.pdf
McKinley Census Tract 9405 - North
https://housingnm.org/uploads/documents/mckinley9405north.pdf
Cibola Census Tract 9458 - East Central
https://housingnm.org/uploads/documents/cibola9458eastcentral.pdf
Cibola Census Tract 9458 - West Central
https://housingnm.org/uploads/documents/cibola9458westcentral.pdf
Cibola Census Tract 9458 - West
https://housingnm.org/uploads/documents/cibola9458west.pdf
Cibola Census Tract 9458 - South
https://housingnm.org/uploads/documents/cibola9458south.pdf
Cibola Census Tract 9458 - Central
https://housingnm.org/uploads/documents/cibola9458central.pdf
Cibola Census Tract 9458 - North
https://housingnm.org/uploads/documents/cibola9458north.pdf
Targeted Areas Spanish Factsheet
https://housingnm.org/uploads/documents/Targeted_Areas_SP_NonFillable_May2020.pdf
Targeted Areas English Factsheet
https://housingnm.org/uploads/documents/Targeted_Areas_NonFillable_May2020.pdf
NextHome Spanish Factsheet
https://housingnm.org/uploads/documents/NextHome_SP_Nonfillable_May_2019.pdf
NextHome English Factsheet
https://housingnm.org/uploads/documents/NextHome_NONeditable_July_2019.pdf
FirstDown Spanish Factsheet
https://housingnm.org/uploads/documents/FirstDown_SP_Web_May2020.pdf
FirstDown English Factsheet
https://housingnm.org/uploads/documents/FirstDown_Web_May2020.pdf
FirstHome Spanish Factsheet
https://housingnm.org/uploads/documents/FirstHome_SP_Web_May2020.pdf
FirstHome English Factsheet
https://housingnm.org/uploads/documents/FirstHome_Web_May2020.pdf
Closing on Your Loan and Good Faith Estimate
Loan Origination Fee: This is a fee charged by the lender to originate the loan, or reserve funds for your loan in the pool of mortgage money. It is usually one “point,” or one percent of your base loan amount. Points: (Also called discount points) This term refers to the…
Negotiating a Purchase Agreement
Start with a fair price and a fair offer: When sellers significantly overprice their homes, it turns off potential buyers. Likewise, making an offer that is far lower than the asking price is practically guaranteed to alienate the sellers. Asking and offering prices should be based on recent sales prices…
Conventional Loans
Conventional loans are loans that are not guaranteed or insured by a government entity. Private investors that provide capital for these loans take the risk. Mortgage loans that are not targeted toward first-time homebuyers are often conventional. Conventional loans typically: Qualify borrowers for a home loan using lower front-end and…
Rural Development Loans
Rural Development (formerly Farmers Home Administration) is another government entity. In contrast to FHA and VA, however, Rural Development does loan money directly to borrowers, in addition to guaranteeing loans made by eligible mortgage lenders. Their loans are available in communities with populations of 20,000 or fewer people. Rural Development…
VA Loans
VA loans are loans guaranteed by the Veterans Administration for qualified veterans. To determine if you are qualified for a VA loan, contact your local VA office for an eligibility certificate. VA loans do not require the borrower to make a down payment. Not unlike FHA and HUD, the Veterans…
FHA Loans
FHA loans are originated by an FHA-approved mortgage lender and are guaranteed by the Federal Housing Administration, a division of HUD. Borrowers often have easier access to FHA mortgage loans because historically FHA credit requirements have been more flexible. Borrowers never have direct contact with HUD or FHA, as neither…
Homeownership Manual
https://housingnm.org/uploads/documents/Homeownership_Manual_for_web_final.pdf
Housing Services Directory
https://housingnm.org/uploads/documents/MFA_Directory_2021-22_Web-Mar2.pdf
Domestic Violence and Abuse Survivors
Below is a list of agencies that provide shelter from domestic violence. If you need help, please contact one of these agencies directly.
Emergency Shelter
The following agencies provide emergency shelter by providing safe and sanitary refuge as well as access to other kinds of assistance. Choose the type of shelter that is appropriate for you, and contact them directly for help.
Housing Opportunities for Persons with HIV/AIDS (HOPWA)
This program provides housing assistance to low-income individuals (and their families) who have a medical diagnosis of HIV/AIDS. HOPWA service providers: |Southwest CARE Center Housing Case Manager – Michael Kargas 505.218.8472 mkargas@southwestcare.org 4710 Jefferson NE, Albuquerque, NM 87109 649 Harkle Road Suite E, Santa Fe, NM 87505 ||||Alianza of New…