Housing New Mexico Homeowner Rehabilitation Program
Housing New Mexico’s Homeowner Rehabilitation Program provides funding for the rehabilitation and essential improvements of homes occupied by eligible income qualified households. Rehabilitation work must primarily focus on items needed to bring the home into compliance with program property standards outlined below:
- Code Compliance Requirements
- Health & Safety Issues & Substandard Conditions
- Structural Requirements
- Sanitation Requirements
- Mechanical System(s) Requirements
- Safety Requirements
- Resource Efficiency and Healthy Homes Standards
Program Assistance
Qualified homeowners receive rehabilitation assistance in the form of a zero percent (0%) interest, deferred payment forgivable loan. After the completion of the rehabilitation, homeowner must maintain ownership for a period up to15 years and is subject to recapture provisions.
Eligibility Requirements
General eligibility requires that:
- Household income must not exceed 80% of the Area Median Income adjusted for location and household size. You can view the HOME Income Limits and Maximum Rents PDF to see if you qualify.
- The home must be owned and occupied by the applicant and be their primary residence.
- The value of the home to be rehabilitated must fall within program guidelines. You can find the home value limit for your area of the state here: Rehabilitation Program Home Value Limits
Required Documents
- Proof of income for all household members
- Proof of assets for all household members
- Proof of homeownership
- Proof of residency
- Proof of citizenship
- Photo ID for adults over 18
How to Apply
Housing New Mexico currently partners with seven (7) organizations to provide rehabilitation services in designated areas across the state. To apply:
- Review the service area map below to determine which organization is servicing your area.
- Contact the organization that services your area directly.
Areas Served and Agency Contact Information
| Service Provider | Counties Served | Contact Information |
|---|---|---|
| Bernalillo County Housing Department (BCHD) | Bernalillo, Sandoval | https://www.bernco.gov/community-services/housing-services-programs/for-homeowners/ housingdept@bernco.gov (505) 314-0200 |
| Ohkay Owingeh Housing Authority (OOHA) | Ohkay Owingeh Pueblo | https://ohkayowingehhousingauthority.com/subdivision-development-ohkay-owingeh/ tammie.mirabal@ohkay.org (505) 852-0189 ext. 148 |
| San Felipe Pueblo (SFHA) | San Felipe Pueblo | (505) 771-9291 |
| Southwestern Regional Housing & Community Development Corporation (SRHCDC) |
Doña Ana, Eddy, Grant, Hidalgo, Luna, Sierra, Curry, De Baca, Lincoln, Chaves, Roosevelt, Otero, Lea |
https://swnm.org/home-rehab/ ***NOTE: Grant, Hidalgo, Luna, Sierra, Doña Ana, Otero, Roosevelt, Chavez and Curry counties all have a 5+ year waiting list and are not currently accepting applications for those counties at this time. Please check back often for updates or contact Southwestern Regional Housing & Community Development Corporation directly for details. |
| El Camino Housing Authority (ECHA) | Catron, Socorro, Torrance, Valencia, Cibola, Colfax, Mora, Taos | http://elcaminorealhousing.org/contact.aspx keona@socorrohousing.org (505) 207-8496 |
| Santa Fe Habitat for Humanity | Santa Fe, San Miguel, Tesuque Pueblo | https://santafehabitat.org/home-repair/ repairs@santafehabitat.org (505) 986-5880 ext. 103 |
| MFA Home Improvement Program (HIP) | Guadalupe, Quay, Harding, Union, Rio Arriba, San Juan, McKinley, Los Alamos | The application acceptance period for Guadalupe, Harding, Los Alamos, McKinley, Quay, Rio Arriba, San Juan, and Union counties has closed. Please check back often for updates, or contact the program manager at (505) 767-2233. |