Purchasing a Home in a Targeted Area
Targeted area census tract information, interest rates and program limits are subject to change at any time and without notice.
Income Limits for Targeted Areas
Targeted Area Limits apply only to the FirstHome and FirstDown programs.
| Targeted Area | 1 to 2 Person Household |
3 or more Person Household |
|---|---|---|
| Albuquerque MSA (Bernalillo, Sandoval, Torrance and Valencia Counties) | $103,680 | $120,960 |
| All Other Census Tracts | $94,680 | $110,460 |
* Effective as of 6/17/2024
Purchase Price Limits for Targeted Areas
| County | Purchase Price Limit |
|---|---|
| All Areas and Counties within the State | $624,481 |
* Effective as of 6/17/2024
Income and sales price limits are increased for eligible borrowers who purchase homes in specific areas called Targeted Area Census Tracts. Targeted tracts are neighborhoods in which at least 70 percent of the households earn no more than 80 percent of the area median income.
For more information download our targeted area factsheet:
* Targeted Area Fact Sheets Coming Soon
Geocoding System
Federal Financial Institutions Examination Council (FFIEC) Address lookup tool can be found here.
Census Tracts by County
If you want to know if a property is located in a Targeted Area Census Tract, click on the counties below to see the specific tract numbers.
09.05
09.06
09.08
12.01
13.00
15.00
20.00
24.04
34.00
37.33
47.36
47.49
9406.02
01.00
03.05
04.00
04.01
06.00
09.01
09.02
14.01
17.07
18.05
18.07
18.11
18.12
18.13
9644.02
06.00
9403.01
9438.01
9439.04
9440.00
9453.00
9457.02
9460.03
01.00
05.02
9409.00
02.07
9400.00
9703.07