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Homebuyers

MFA homeownership programs can help qualified buyers purchase a home with as little as $500 of their own funds. Programs are available for first-time and repeat buyers. An MFA-participating lender will help you get started!

Current File Review Turnaround Time

Today, August 25, MFA homeownership staff is reviewing lender loan files received on August 24. Loan files that are correctly submitted should be approved within three business days.

Getting Started
Mortgage Programs
Income and Purchase Price Limits
Purchasing a Home in a Targeted Area
Find a MFA-Participating Lender
Homebuyer Education
Recapture Tax
Tools & Resources

Homebuyer Stories

Andrea Pollock in her kitchen.

First-Time Homeowner Spotlight:  Andrea Pollock

 Calm. Ease. Relief. These are the things Andrea Pollock brings to people every day in her work as a massage therapist. And that, she says, is what becoming a homeowner did for her. read more >
Rhonda with her daughter.

First-Time Homeowner Spotlight: Rhonda Diaz

 Sometimes, homeownership is about the little things. For new homeowner Rhonda Kay Diaz of Las Cruces, the little things include the ice machine in her new refrigerator and cooking on a gas stove. read more >
Cheryle with her 3 children at her new home.

First-Time Homeowner Spotlight: Cheryle Anderson

 Cheryle Anderson purchased her first home in honor of her late mother. read more >
Joanne (left) with her family.

First-Time Homeowner Spotlight: Joanne Smith

 Last year, Fruitland resident Joanne Smith fulfilled her dream of homeownership. read more >
Anna Castillo and Family

First-Time Homeowner Spotlight: Anna Castillo

 The Castillos were looking to buy a home when the coronavirus pandemic hit. read more >
Christina Rico in her kitchen.

First-Time Homeowner Spotlight: Christina Rico

 Christina Rico can’t wait for Christmas. She is excited because she gets to decide exactly how she wants to decorate her new home this year. read more >
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