Purchasing a Home in a Targeted Area

Income Limits for Targeted Areas

Targeted Area Limits apply only to the FirstHome and FirstDown programs.

Targeted Area 1 to 2
Person Household
3 or more
Person Household
Albuquerque MSA (Bernalillo, Sandoval, Torrance and Valencia Counties) $90,600 $105,700
Santa Fe MSA Census Tract $96,720 $112,840
All Other Census Tracts $82,440 $96,180

Purchase Price Limits for Targeted Areas

County Purchase Price Limit
Santa Fe County $475,302
All Other Areas and Counties within the State $427,198

Income and sales price limits are increased for eligible borrowers who purchase homes in specific areas called Targeted Area Census Tracts. Targeted tracts are neighborhoods in which at least 70 percent of the households earn no more than 80 percent of the area median income.

For more information download our targeted area factsheet:

Geocoding System

Federal Financial Institutions Examination Council (FFIEC) Address lookup tool can be found here.

Census Tracts by County

If you want to know if a property is located in a Targeted Area Census Tract, click on the counties below to see maps of these areas.