Purchasing a Home in a Targeted Area
Targeted area census tract information, interest rates and program limits are subject to change at any time and without notice.
Income Limits for Targeted Areas
Targeted Area Limits apply only to the FirstHome and FirstDown programs.
|Targeted Area||1 to 2
|3 or more
|Albuquerque MSA (Bernalillo, Sandoval, Torrance and Valencia Counties)||$95,880||$111,860|
|Eddy County Census Tracts||$103,560||$120,820|
|Los Alamos County Census Tracts||$181,560||$211,820|
|Santa Fe MSA Census Tract||$102,360||$119,420|
|All Other Census Tracts||$91,200||$106,400|
Purchase Price Limits for Targeted Areas
|County||Purchase Price Limit|
|Los Alamos County||$726,424|
|Santa Fe County||$627,562|
|All Other Areas and Counties within the State||$588,104|
Income and sales price limits are increased for eligible borrowers who purchase homes in specific areas called Targeted Area Census Tracts. Targeted tracts are neighborhoods in which at least 70 percent of the households earn no more than 80 percent of the area median income.
For more information download our targeted area factsheet:
Federal Financial Institutions Examination Council (FFIEC) Address lookup tool can be found here.
Census Tracts by County
If you want to know if a property is located in a Targeted Area Census Tract, click on the counties below to see maps of these areas.